[rti4empowerment] SAVE TAXES INVEST IN TATA AIA MAHALIFE GOLD

Dear Sir or Madam,rti4empowerment@googlegroups.com

 

SAVE TAXES INVEST IN TATA AIA MAHA LIFE GOLD

 

Ø  Issue age 18 to 55 years, Max age at maturity 90 years for option A, 85 years for option B

Ø  Only 15 years premium paying period  for option A & 12 years for option B.

Ø  Life cover (SA) 10 times annual premium

Ø  Guaranteed annual income 9.5% to 10.4 % for option A and 6% to 6.6% for option B ,  for 20 years in option A from 16^th policy year and 18 years in option B from 13^th policy year.

Ø  On maturity lumpsum of 134.50% to 138.2% of basic sum assured in option A and 114.50 % to 118.2% of basic sum assured, depending upon age of insured person.

Ø  Death Benefits Higher of Sum assured or 1.05 times total premium paid till date , policy termXAualised permiumX ( 0.5 if entry age below 45, 0.25 if entry age above 45)

Ø  Tax benefits as per tax laws and subject to amendments made from time to time.

OPTION A		OPTION B
PREMIUM BAND	GAI AS % OF SA	PREMIUM BAND	GAI AS % OF SA
15000 - 19999	9.5%	20000 - 29999	6.00%
20000 - 29999	9.8%	30000 - 49999	6.3%
30000 - 49999	10.1%	>50000	6.6%
>50000	10.4%

 

TATA AIA MAHA LIFE GOLD

 

Ø  Only 15 years premium paying period for life time coverage.

Ø  Guaranteed annual cash payment of 5% of some assured from the 10 th policy anniversary onwards. Annual cash dividends** from 6^th policy anniversary on wards, till maturity or death.

Ø  On death or maturity at the age of 100, entire  sum assured will be paid.

Ø  Tax benefits as per tax laws and subject to amendments made from time to time.

ILLUSTRATION FOR HEALTHY PERSON OF AGE 35 YEARS For Rs 100000/= of sum assured IS GIVEN BELOW:

POLICY YEAR	AGE	PREMIUM	NON GUARANREED RETURNS	GURANTEED RETURN	CASH OUT FLOW
1	35	9495			9495
2	36	9495			9495
3	37	9495			9495
4	38	9495			9495
5	39	9495			9495
6	40	9495			9495
7	41	9495	3100		6395
8	42	9495	3100		6395
9	43	9495	3100		6395
10	44	9495	3100		6395
11	45	9495	6200	5000	-1705
12	46	9495	6200	5000	-1705
13	47	9495	6200	5000	-1705
14	48	9495	6200	5000	-1705
15	49	9495	6200	5000	-1705
16	50		6200	5000	-11200
17	51		6200	5000	-11200
18	52		6200	5000	-11200
19	53		6200	5000	-11200
20	54		6200	5000	-11200
21	55	ONWARDS TILL AGE OF 100 OR DEATH	9300	5000	-14300

 

**NOTE ANNUAL CASH DIVIDENDS ARE NOT GUARANTEED

FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR

kapoorsatish@yahoo.com

 

FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR kapoorsatish@yahoo.com