Saturday, December 24, 2016

[IAC#RG] DIMINISHING REPUTATION OF CHARTERED ACCOUNTANTS IN INDIA


To

India Against corruption

                                                          DIMINISHING REPUTATION OF CHARTERED ACCOUNTANTS IN INDIA

 

It appears that section of Chartered Accountants  think  that helping the client to reduce the amount of tax payment by   circumventing the law or enabling the client to evade the tax by misinterpreting the law and  making false entry in the account books  is  the be all and end all of their profession.


If the chartered accountants would strictly and honestly  adopt the code of ethics and conduct expected of them, the other professionals like doctors, lawyers , business men etc. would find it hard to evade taxes, as all tax evaders avail the services of Chartered Accountants for compilation of accounts and calculation of tax amount. 


It is suspected  that behind every tax evader, there is a chartered accountant


The Institute of Chartered Accountants of India would be doing a grave mistake if it would continue to refrain from condemning and disciplining the erring chartered accountants in the manner that it should.



N.S.Venkataraman

Nandini Voice for The Deprived

nandinivoice.com

 

[IAC#RG] BJP REWARDS R.K.SRIVASTAVA WITH A RETIREMENT POSTING

As was expected the Government has rewarded R.K.Srivastava with a post retirement plumb posting as State Election Commissioner so that Goa can be his retirement haven and resting place for the next six years. R.K Srivastava who was due to retire on June 30th was given two extensions as the BJP chose to continue with the very incompetent and  pliable Yes-man Chief Secretary to enable it bulldoze through without any hindrance all the  illegal moves it had up the sleeve.   


The bureaucrats should be independent and impartial but sadly in Goa they have totally surrendered to the political rot. The Chief Secretary who heads the bureaucracy should have led by example and kept the administration free from political interference, but the lackluster R.K.Srivastava shamelessly bent, bowed and crawled all over, while blindly signing on the dotted line at the dictates of the political bosses.  

 

Government cannot be using bureaucrats as pawns in their political games. We need to stem this interdependent chronic relationship that exists between Ministers and Civil servants. For Good Governance and Rule of law to prevail, the political neutrality and impartiality of the civil servants is extremely vital.  With bureaucrats acting as colluding caged parrots, the government has been able to carry on with the further destruction and degradation of Goa. Once the Pearl of the Orient, it has now been reduced to a Corruption embedded gambling, prostitution, narcotics and crime hub. Slimy Officers like R.K. Srivastava cannot be allowed scot free, they must be held accountable, prosecuted and punished for being responsible for Goa's further decay.  


 

Aires Rodrigues

Advocate High Court

C/G-2, Shopping Complex

Ribandar Retreat,

Ribandar – Goa – 403006


Mobile No: 9822684372


Office Tel  No: (0832) 2444012

Email: airesrodrigues1@gmail.com

                         Or

           airesrodrigues@yahoo.com


You can also reach me on


Facebook.com/ AiresRodrigues


Twitter@rodrigues_aires


www.airesrodrigues.com


Re: [IAC#RG] URGENT WARNING: Have Debit Card networks across India been penetrated ?

What is the source of info for debit card failures? Not that I ever use cards, having heard of numerous thefts. Why doesn't anyone do anything about this? Does BJP listen to no one except its party workers in states going to polls?  See item on Rs 5000 crores mysteriously flown into UP in RBI chartered plane in Justice News yester-or day before yesterday. Can one use RTI to query RBI about its distribution of cash to each state/city? If not, why not? It's Governor has fallen from sacred cow status and proved to be a tame sheep just like the rest of us.

J. Roy

URGENT WARNING: Debit Card networks across India seem to have been penetrated

With effect from about 10:14 AM today the "enstage.com" card authentication service appears to be in diffiuculty and millions of card transactions are being cancelled / rejected. Additionally, India's bank clients are being diverted to VISA / MASTERCARD secondary backups in places like Australia.

So be very careful while using your debit and credit cards online or at ATMs in next few days

Strangely I-CERT, the govt. cyber watchdog seems to be sleeping.

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Re: [IAC#RG] Stinging letters from Bank Unions to Jaitley

they also face snide comments of the  dissatisfied and disgusted Customers

On 24 December 2016 at 11:15, Ashok Panigrahi <ashokkpanigrahi@gmail.com> wrote:
Dear friends,
I salute your attempt to raise some pertinent question and issues. Being a media professional I have collected a lot of information -  how the corrupt leaders, businessmen, doctor, hospitals, engineers, govt employees, educational institutions  and others have again started hoarding black money in new currency notes. And this is possible only with the help of some  characterless bank employees and officers. So the money intended to be normally distributed among the honest customer of the bank has  found way to the hoarding places of corrupt and characterless self-styled Indian citizens who are originally deserted children of enemy countries. Most of the bank branches are having one or two such white ants as their employees. AND YOU KNOW IT BETTER THAN ME.

Ashok Kumar Panigrahi
 Bhubaneswar

On Sat, Dec 24, 2016 at 10:23 AM, Rajinder Dalvi <rajinder.dalvi@gmail.com> wrote:
To:
INDIA AGAINST CORRUPTION

With the complete failure of Modi Govt. to handle the reckless demonetisation  in transparent and competent way, Bank empoyees across the country are scared that after the 50 days expires their officers will be subjected to wrath of the people.

Indian National Bank Empolyees Federation in a letter dated. 22.12.2016 to Finance Minister has highlighted.

we emphatically like to submit that the Bank employees has been used by the Govt. as a front door bloke to tackle the agitated public who has suffered a lot due to unexpected wave of financial concerns.

 

In order to tackle the rush over the counter, the employees, in tune with the Ministers /govt. officials' assurances in respect of deposit of banned currency notes in to the depositors account till 30.12.2016 had all along advised the customers to wait for a comparative congenial atmosphere and not to act in haste to deposit banned notes into their accounts.

 

Now, when the situation has been eased to some extent and the customers are coming to deposit Rs. 500/1000 Notes in their a/c, they are subjected to questioners' by the same persons tackling the customers over the counter and this is really awesome, as the Bank employees are not like Govt. bureaucrats or politicians to change their stand every now and then to suit their convenience.

 

On the question of dishonesty on the part of the Bank employees, we, for last 10 years are requesting the Govt. of India to fix accountabilities of the Govt. nominated Chairman/EDs of various public sector Banks as they have no service conditions like other employees and we have enough reasons to believe that they have nexus with the sky high NPA's as well as bad debts write-off in the Banking Industry causing enormous damage to our economy. We have no hesitation to say, that the plight of NPA and bad debt write-off are like high mountains in comparison to small mounds of black money which are supposed to be wiped out through demonetisation. Curiously the GOI is tight lipped on the matter and also are not submitting their affidavit to the judiciary as is required before the Hon'ble High court of Mumbai.



As the Bank employees are duty bound to carry on the instructions of the higher authorities, they are being used as a human wall against the dissatisfied mob and on 21.12.2016 they have been assaulted in many parts of the country. It is unfortunate that due to frequent changes in the policy matters, the employees over the counter are themselves bewildered to follow guidelines envisaged by the RBI/GOI. It will not be out of place to mention that the same thing has happened while receiving currency notes printed before 2005 from the customers.

 

We, through your good office like to request the GOI/RBI to arrive at a mind-set before issuing an instruction concerning demonetisation and also examine the impact and possible reaction of the Banking public to save the Bank employees from the wrath of the common public.

 

We, further request you to ask the RBI/Head of the PSBs to make a proper plan to cater the need of the common public for withdrawal of their money from their a/c from 01.01.2017 and do the needful, so that Bank employees do not face the wrath of the public like the episode of first week of December 2016.


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--
Ashok Kumar Panigrahi,Programme Executive,
National Academy of Broadcasting & Multimedia,
All India Radio & Doordarshan,
Bhubaneswar-751017
Mob:919438844772

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Friday, December 23, 2016

[IAC#RG] URGENT WARNING: Have Debit Card networks across India been penetrated ?

URGENT WARNING: Debit Card networks across India seem to have been penetrated

With effect from about 10:14 AM today the "enstage.com" card authentication service appears to be in diffiuculty and millions of card transactions are being cancelled / rejected. Additionally, India's bank clients are being diverted to VISA / MASTERCARD secondary backups in places like Australia.

So be very careful while using your debit and credit cards online or at ATMs in next few days

Strangely I-CERT, the govt. cyber watchdog seems to be sleeping.

Re: [IAC#RG] Stinging letters from Bank Unions to Jaitley

Very correct and lucidly put. Whatever wrongs are attributed to bank employees are actually committed by the higher ups under the directions of the chief executives of the PSU banks. Likewise there is no doubt that n.p.as have occurred when loans have been dispersed under directions from the politicians to unviable projects to crony industrialists who hardly put any money of their own and raised resources from banks. More on this later. Regds

On 24 Dec 2016 10:30, Rajinder Dalvi <rajinder.dalvi@gmail.com> wrote:
To:
INDIA AGAINST CORRUPTION

With the complete failure of Modi Govt. to handle the reckless demonetisation  in transparent and competent way, Bank empoyees across the country are scared that after the 50 days expires their officers will be subjected to wrath of the people.

Indian National Bank Empolyees Federation in a letter dated. 22.12.2016 to Finance Minister has highlighted.

we emphatically like to submit that the Bank employees has been used by the Govt. as a front door bloke to tackle the agitated public who has suffered a lot due to unexpected wave of financial concerns.

 

In order to tackle the rush over the counter, the employees, in tune with the Ministers /govt. officials’ assurances in respect of deposit of banned currency notes in to the depositors account till 30.12.2016 had all along advised the customers to wait for a comparative congenial atmosphere and not to act in haste to deposit banned notes into their accounts.

 

Now, when the situation has been eased to some extent and the customers are coming to deposit Rs. 500/1000 Notes in their a/c, they are subjected to questioners’ by the same persons tackling the customers over the counter and this is really awesome, as the Bank employees are not like Govt. bureaucrats or politicians to change their stand every now and then to suit their convenience.

 

On the question of dishonesty on the part of the Bank employees, we, for last 10 years are requesting the Govt. of India to fix accountabilities of the Govt. nominated Chairman/EDs of various public sector Banks as they have no service conditions like other employees and we have enough reasons to believe that they have nexus with the sky high NPA’s as well as bad debts write-off in the Banking Industry causing enormous damage to our economy. We have no hesitation to say, that the plight of NPA and bad debt write-off are like high mountains in comparison to small mounds of black money which are supposed to be wiped out through demonetisation. Curiously the GOI is tight lipped on the matter and also are not submitting their affidavit to the judiciary as is required before the Hon’ble High court of Mumbai.



As the Bank employees are duty bound to carry on the instructions of the higher authorities, they are being used as a human wall against the dissatisfied mob and on 21.12.2016 they have been assaulted in many parts of the country. It is unfortunate that due to frequent changes in the policy matters, the employees over the counter are themselves bewildered to follow guidelines envisaged by the RBI/GOI. It will not be out of place to mention that the same thing has happened while receiving currency notes printed before 2005 from the customers.

 

We, through your good office like to request the GOI/RBI to arrive at a mind-set before issuing an instruction concerning demonetisation and also examine the impact and possible reaction of the Banking public to save the Bank employees from the wrath of the common public.

 

We, further request you to ask the RBI/Head of the PSBs to make a proper plan to cater the need of the common public for withdrawal of their money from their a/c from 01.01.2017 and do the needful, so that Bank employees do not face the wrath of the public like the episode of first week of December 2016.

Re: [IAC#RG] Stinging letters from Bank Unions to Jaitley

Dear friends,
I salute your attempt to raise some pertinent question and issues. Being a media professional I have collected a lot of information -  how the corrupt leaders, businessmen, doctor, hospitals, engineers, govt employees, educational institutions  and others have again started hoarding black money in new currency notes. And this is possible only with the help of some  characterless bank employees and officers. So the money intended to be normally distributed among the honest customer of the bank has  found way to the hoarding places of corrupt and characterless self-styled Indian citizens who are originally deserted children of enemy countries. Most of the bank branches are having one or two such white ants as their employees. AND YOU KNOW IT BETTER THAN ME.

Ashok Kumar Panigrahi
 Bhubaneswar

On Sat, Dec 24, 2016 at 10:23 AM, Rajinder Dalvi <rajinder.dalvi@gmail.com> wrote:
To:
INDIA AGAINST CORRUPTION

With the complete failure of Modi Govt. to handle the reckless demonetisation  in transparent and competent way, Bank empoyees across the country are scared that after the 50 days expires their officers will be subjected to wrath of the people.

Indian National Bank Empolyees Federation in a letter dated. 22.12.2016 to Finance Minister has highlighted.

we emphatically like to submit that the Bank employees has been used by the Govt. as a front door bloke to tackle the agitated public who has suffered a lot due to unexpected wave of financial concerns.

 

In order to tackle the rush over the counter, the employees, in tune with the Ministers /govt. officials' assurances in respect of deposit of banned currency notes in to the depositors account till 30.12.2016 had all along advised the customers to wait for a comparative congenial atmosphere and not to act in haste to deposit banned notes into their accounts.

 

Now, when the situation has been eased to some extent and the customers are coming to deposit Rs. 500/1000 Notes in their a/c, they are subjected to questioners' by the same persons tackling the customers over the counter and this is really awesome, as the Bank employees are not like Govt. bureaucrats or politicians to change their stand every now and then to suit their convenience.

 

On the question of dishonesty on the part of the Bank employees, we, for last 10 years are requesting the Govt. of India to fix accountabilities of the Govt. nominated Chairman/EDs of various public sector Banks as they have no service conditions like other employees and we have enough reasons to believe that they have nexus with the sky high NPA's as well as bad debts write-off in the Banking Industry causing enormous damage to our economy. We have no hesitation to say, that the plight of NPA and bad debt write-off are like high mountains in comparison to small mounds of black money which are supposed to be wiped out through demonetisation. Curiously the GOI is tight lipped on the matter and also are not submitting their affidavit to the judiciary as is required before the Hon'ble High court of Mumbai.



As the Bank employees are duty bound to carry on the instructions of the higher authorities, they are being used as a human wall against the dissatisfied mob and on 21.12.2016 they have been assaulted in many parts of the country. It is unfortunate that due to frequent changes in the policy matters, the employees over the counter are themselves bewildered to follow guidelines envisaged by the RBI/GOI. It will not be out of place to mention that the same thing has happened while receiving currency notes printed before 2005 from the customers.

 

We, through your good office like to request the GOI/RBI to arrive at a mind-set before issuing an instruction concerning demonetisation and also examine the impact and possible reaction of the Banking public to save the Bank employees from the wrath of the common public.

 

We, further request you to ask the RBI/Head of the PSBs to make a proper plan to cater the need of the common public for withdrawal of their money from their a/c from 01.01.2017 and do the needful, so that Bank employees do not face the wrath of the public like the episode of first week of December 2016.


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--
Ashok Kumar Panigrahi,Programme Executive,
National Academy of Broadcasting & Multimedia,
All India Radio & Doordarshan,
Bhubaneswar-751017
Mob:919438844772

[IAC#RG] Modi's lies on demonetisation being rapidly exposed

Now that a Parliamentary sub-committee is going into dementisation, Mr.Modi's public lies are being exposed.

.. the RBI was given just one day to take the decision on demonetisation. ..

The RBI was a rubber-stamp into giving its recommendations for demonetisation and this supposedly autonomous regulator has lost all credibility considering that a BILL GATES employee like Nachiket Mor recommended demonetisation.

[IAC#RG] Stinging letters from Bank Unions to Jaitley

To:
INDIA AGAINST CORRUPTION

With the complete failure of Modi Govt. to handle the reckless demonetisation  in transparent and competent way, Bank empoyees across the country are scared that after the 50 days expires their officers will be subjected to wrath of the people.

Indian National Bank Empolyees Federation in a letter dated. 22.12.2016 to Finance Minister has highlighted.

we emphatically like to submit that the Bank employees has been used by the Govt. as a front door bloke to tackle the agitated public who has suffered a lot due to unexpected wave of financial concerns.

 

In order to tackle the rush over the counter, the employees, in tune with the Ministers /govt. officials' assurances in respect of deposit of banned currency notes in to the depositors account till 30.12.2016 had all along advised the customers to wait for a comparative congenial atmosphere and not to act in haste to deposit banned notes into their accounts.

 

Now, when the situation has been eased to some extent and the customers are coming to deposit Rs. 500/1000 Notes in their a/c, they are subjected to questioners' by the same persons tackling the customers over the counter and this is really awesome, as the Bank employees are not like Govt. bureaucrats or politicians to change their stand every now and then to suit their convenience.

 

On the question of dishonesty on the part of the Bank employees, we, for last 10 years are requesting the Govt. of India to fix accountabilities of the Govt. nominated Chairman/EDs of various public sector Banks as they have no service conditions like other employees and we have enough reasons to believe that they have nexus with the sky high NPA's as well as bad debts write-off in the Banking Industry causing enormous damage to our economy. We have no hesitation to say, that the plight of NPA and bad debt write-off are like high mountains in comparison to small mounds of black money which are supposed to be wiped out through demonetisation. Curiously the GOI is tight lipped on the matter and also are not submitting their affidavit to the judiciary as is required before the Hon'ble High court of Mumbai.



As the Bank employees are duty bound to carry on the instructions of the higher authorities, they are being used as a human wall against the dissatisfied mob and on 21.12.2016 they have been assaulted in many parts of the country. It is unfortunate that due to frequent changes in the policy matters, the employees over the counter are themselves bewildered to follow guidelines envisaged by the RBI/GOI. It will not be out of place to mention that the same thing has happened while receiving currency notes printed before 2005 from the customers.

 

We, through your good office like to request the GOI/RBI to arrive at a mind-set before issuing an instruction concerning demonetisation and also examine the impact and possible reaction of the Banking public to save the Bank employees from the wrath of the common public.

 

We, further request you to ask the RBI/Head of the PSBs to make a proper plan to cater the need of the common public for withdrawal of their money from their a/c from 01.01.2017 and do the needful, so that Bank employees do not face the wrath of the public like the episode of first week of December 2016.

Thursday, December 22, 2016

[IAC#RG] Hero of Maharashtra

Dear Sarbajit

You are hero of Maharastra and Marathi press. LOKMAT of 23.12.2016




[IAC#RG] Indian rupee next target for currency speculators

Dear Sarbajit

You are once again proved prescient in predicting the future

http://www.bloombergquint.com/markets/2016/12/21/top-picks-for-2017-in-em-asia-are-india-indonesia-avoid-korea

Mizuho Bank Ltd.'s Tokyo-based emerging-markets trader Masakatsu Fukaya likes India's rupee and Indonesia's rupiah. "The best pick is India because of its good fundamentals, room for further rate cuts and higher yields, all of which are making good conditions to attract fund inflows," he said. He is most bearish on China's yuan and then South Korea's won.

So the hot foreign money is likely being diverted to India through PNs and currency speculations along with great INFLATION rate and RSS fools will blindly believe that acche din are upon us again because the great Bill Gates and Warren Buffoon are parking their almighty dollars with us.

RP Dalvi

Re: [IAC#RG] India's war on cash - the real goal of Demonetisation

Dear Ms Vidyut

As an accompolished non-economist perhaps you can research for us and explain the term "seigniorage" - ie. the profit of creating money, and juxtapose it to this proposed brave new world order of plastic / virtual money.

best wishes

RP Dalvi


On Thu, Dec 22, 2016 at 3:43 PM, Vidyut <wide.aware@gmail.com> wrote:
I wrote this article looking at the larger picture of demonetisation. It has less details and more about broad observations from various perspectives currently not discussed adequately. Your views and feedback are welcome.


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[IAC#RG] FOR MANOHAR PARRIKAR CHRISTMAS COMES EVERY FIVE YEARS

On 25th December 2011 thousands of us got a telephonic call from the then Leader of the Opposition Manohar Parrikar on the pretext of wishing us for Christmas. What Manohar Parrikar was actually seeking was our vote at the March 2012 Assembly elections. In Dec 2012, 2013, 2014, 2015 there were no calls wishing us for Christmas. But this Christmas the very devious Manohar Parrikar will be calling us again under the guise of Christmas wishes but to essentially try and fool us again to vote for the BJP.


After all the rampant Corruption, maladministration and abuse of power that we have witnessed  over the last almost five years only someone very insane would dare vote for the BJP.


Known for all his double talk and U-turns the very crooked and ego-centric Manohar Parrikar's true colours are now on public display. His skewed cheap politricks and rhetoric theatrics stand exposed. Even his very own mentor Prof Subhash Velingkar has now publicly dubbed him as a master liar and a most unworthy person.  The trickster Manohar Parrikar can no longer fool the people of Goa. 


 

Aires Rodrigues

Advocate High Court

C/G-2, Shopping Complex

Ribandar Retreat,

Ribandar – Goa – 403006


Mobile No: 9822684372


Office Tel  No: (0832) 2444012

Email: airesrodrigues1@gmail.com

                         Or

           airesrodrigues@yahoo.com


You can also reach me on


Facebook.com/ AiresRodrigues


Twitter@rodrigues_aires


www.airesrodrigues.com


Re: [IAC#RG] Complaint on SBN currency withdrawal scheme

To:
The Secretary,
Dept of Economic Affairs
Govt. Of India

CC:
(i) The Governor / Reserve Bank of India
(ii) Cabinet Secretary / Govt.of India

The Hindu Samaj condemns the inhumanities being heaped on Hindustanis by the incumbent Government of India, as narrated in Dr. Sarabjit Roy's email, and blood of all true Hindustanis is boiling against the Government for their jumla promises that our money is safe in banks.

There is no doubt that replacement currency meant to be supplied to common man (aam aadmi) is instead being diverted for money laundering and there is only a trickle of cash for honest account holders which is quite insufficient.

Therefore we, the people of Hindustan, demand that the traitor and foreigner RBI Governor U.R.Patel must be dismissed immediately if the unutilised currency entitlements of PSU Bank depositors are not rolled forward.

from the desk of

Lt. Col (Retd) Rajendra Dalvi
Pracharak
Hindu Samaj

On Thu, Dec 22, 2016 at 3:29 PM, Sarbajit Roy <sroy.mb@gmail.com> wrote:
To:
The Secretary,
Dept of Economic Affairs
Govt. Of India

copy to:
a) The Governor / Reserve Bank of India
b) Cabinet Secretary / Govt.of India

Respected Sirs,

I am writing to you since my PSU bankers M/s Andhra Bank have only been able to arrange currency for me to withdraw Rs. 2,000 in the past fortnight against my entitlement of Rs 48,000 for this period despite my regularly visiting my branch for cash withdrawal during working hours. Furthermore, my bank has not been able to issue me a cheque book for over 3 weeks now so that I can pay my regular bills and dues by withdrawals. Accordingly I apprehend that my remaining cash supply limit has been used for money laundering purposes as detailed below.

In this connexion, I refer to the news report dt. 19.Dec.2016 in India's leading financil daily "The Economic Times" headlined as "Aam Aadmi waiting, while 'change' agents converting Rs 1 crore in 1 hour" accessible at URL http://economictimes.indiatimes.com/articleshow/56055370.cms

This as yet unrebutted news report clearly indicates that unscrupulous professionals within the banking system are converting old series SBN notes into new against discount/commissions about 10%.

Also, by letter dt. 14 December 2016 the Indian National Bank Employees Federation has complained to you that PSU Banks are being supplied far fewer notes in comparison to their branches and depositor numbers so that certain favoured Private Sector Banks like ICICI, HDFC and Axis Banks can carry out such money laundering. The Federation has specifically called for a thorough inquiry into the functioning of the Currency and Issue Departments of RBI to restore faith of public in Public Sector Banks.


I would therefore appreciate receiving a clear reply on the following aspects

1) If RBI had been regularly supplying adequate replacement currency notes to the PSU Banks like M/s Andhra Bank to fulfil a citizen's basic cash entitlement of Rs.24,000 per week

2) If our unutilised cash withdrawal limits (ie. presently about Rs. 46,000 in my case) will be carried forward, or not so that we can get out our blocked money by 31st Dec 2016 as promised by Shri Modi.

3)  If our unutilised cash limits are not being carried forward, the account of who has received our cash entitlement/s which was sent from RBI, ie. if they were sent at all by RBI.

I would hope and expect that the Govt of India itself investigates my concerns diligently instead of merely acting as a post office for forwarding my complaint to Andhra Bank for special treatment.

sincerely



Sarbajit Roy
National Convenor
INDIA AGAINST CORRUPTION
B-59 Defence Colony
New Delhi 110024
Tel : +91-8010205897

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[IAC#RG] India's war on cash - the real goal of Demonetisation

I wrote this article looking at the larger picture of demonetisation. It has less details and more about broad observations from various perspectives currently not discussed adequately. Your views and feedback are welcome.

[IAC#RG] Complaint on SBN currency withdrawal scheme

To:
The Secretary,
Dept of Economic Affairs
Govt. Of India

copy to:
a) The Governor / Reserve Bank of India
b) Cabinet Secretary / Govt.of India

Respected Sirs,

I am writing to you since my PSU bankers M/s Andhra Bank have only been able to arrange currency for me to withdraw Rs. 2,000 in the past fortnight against my entitlement of Rs 48,000 for this period despite my regularly visiting my branch for cash withdrawal during working hours. Furthermore, my bank has not been able to issue me a cheque book for over 3 weeks now so that I can pay my regular bills and dues by withdrawals. Accordingly I apprehend that my remaining cash supply limit has been used for money laundering purposes as detailed below.

In this connexion, I refer to the news report dt. 19.Dec.2016 in India's leading financil daily "The Economic Times" headlined as "Aam Aadmi waiting, while 'change' agents converting Rs 1 crore in 1 hour" accessible at URL http://economictimes.indiatimes.com/articleshow/56055370.cms

This as yet unrebutted news report clearly indicates that unscrupulous professionals within the banking system are converting old series SBN notes into new against discount/commissions about 10%.

Also, by letter dt. 14 December 2016 the Indian National Bank Employees Federation has complained to you that PSU Banks are being supplied far fewer notes in comparison to their branches and depositor numbers so that certain favoured Private Sector Banks like ICICI, HDFC and Axis Banks can carry out such money laundering. The Federation has specifically called for a thorough inquiry into the functioning of the Currency and Issue Departments of RBI to restore faith of public in Public Sector Banks.


I would therefore appreciate receiving a clear reply on the following aspects

1) If RBI had been regularly supplying adequate replacement currency notes to the PSU Banks like M/s Andhra Bank to fulfil a citizen's basic cash entitlement of Rs.24,000 per week

2) If our unutilised cash withdrawal limits (ie. presently about Rs. 46,000 in my case) will be carried forward, or not so that we can get out our blocked money by 31st Dec 2016 as promised by Shri Modi.

3)  If our unutilised cash limits are not being carried forward, the account of who has received our cash entitlement/s which was sent from RBI, ie. if they were sent at all by RBI.

I would hope and expect that the Govt of India itself investigates my concerns diligently instead of merely acting as a post office for forwarding my complaint to Andhra Bank for special treatment.

sincerely



Sarbajit Roy
National Convenor
INDIA AGAINST CORRUPTION
B-59 Defence Colony
New Delhi 110024
Tel : +91-8010205897

Re: [IAC#RG] Fw: Can nation be trusted in hands of Gujaratis ?

To - Jagdish Nauni

I support calls that this list should stick to core issues of discussing demonetization etc. and rise above regionalism and personalties.

All ESM, should be united against parochialism, regionalism and sectarianism.

However, that does not prevent any ESM from declaring that Gujaratis like Gandhi were traitors and unmitigated rascals who, like the cowards of RSS, hardly took part in the real freedom struggle for India to the extent that they did everything in their power to ensure that tens of thousands of Indian forces lives were lost defending the British Empire in WW-II.

While youth of Punjab, Maharashtra, CP and Bengal were fighting the British for freedom through revolutionary acts, the cowardly banias - mechants of Gujarat and Marwar (who you describe as highly enterprising lot) were funding the degenerate lifestyle of British in India and supported a collaborationist party Indian National Congress for appeasement, in which so-called Sardar Patel (Iron rat of India) was very much a collaborator. It is extremely foolish to say that Patel was responsible for a united India.

It is a great pity if ESMs like yourself measure success in terms of money and wealth generated through business. It is such kind of degradated values which causes Indians to worship goddess Lakshmi to exclusion of all other gods which is ruining the moral fibre of this nation and allows backward class or trading community rogues in politics to destroy the ancient Hindu nation and our great civilisation and caste structures which have protected Hinduism over millenia.

RP Dalvi

On Mon, Dec 19, 2016 at 1:19 PM, Jagdish Nauni <jagdishnauni@gmail.com> wrote:
Mr. R Dalvi seems to be having some intense grudge against Gujaratis. while giving instances of some he forgets that Mahatma Gandhi was a Gujarati, Sardar Patel- the iron Man responsible for united India was a Gujarati and most of those adding to the growth of this country- businessmen are Gujaratis. Let him not ignore the fact that Gujratis are highly enterprising lot and they are not only successful in India where as per him they are given preferential treatment, they dominate the business in African countries and have strong presence in US and Uk. Before he suspect me to be Gujarati, I am a North Indian.
Even if he has to rent his hatred, he need not make a sweeping statement against a section of the society.
Jagdish nauni

On Sun, Dec 18, 2016 at 1:56 PM, Rina Mukherji <rina.mukherji@gmail.com> wrote:
I second your thoughts,Mr Gaur. Demonetization has only added to the woes of us honest folk,our rural brethren and broken the back of small and medium industry,while leaving the big fish undisturbed.

Dr Rina Mukherji 
Kolkata




Re: [IAC#RG] we have no option but to 'wait and watch'

Most All our Govs in India since 1947, from the time of our Independence have not remained free from the Blame of Massive Corruption.

Now this Sudden forced push from Cash to Less Cash Digital way #Demonetisation of Life for our Huge Civil Society could well be  a ' Slyly covered up and Masked' stroke But a too well ' Scripted thought-out ploy to Hoodwink the masses' on a wider-scale by smartly masking it with a :- Less cash available for people But on sidelines, continuing with A Pre-Decided Smart Policy of continuing with Even Huge Corruption for just a few handful selective favorites in Governance and its foundation cementing Lare Corporations, MNCs, TNCs Trans National Global Corporations both moving in Tandom with Similar Objectives to have More from All just for Them . 


Besides, Suddenly now the nation has started heainga a new word for example;--'' PAY tm " where a few feelis corporateintervensionin Governance of Society ! 

We saw no any debate from chosen elected Representatives and none howeverraised this issue as to; Ifet All , there is a provision ofNationbeing governed by ' Privatization ' ?  Whythen we have election Commission oreven Parliaments andStateLegislative Assemblies ? 


 IS THIS ALL PRIVATIZATION or (Demonetisation of society ) EVEN CONSTITUTIONAL AT ALL ?  

Our Government seems decidedly stepping into ' Corporate Governance Mode' for entire Nation cleverly bypassing even the Constitutional Amendment Required for this. But shouldwe not see and reflect If at all, Privatizationof Entire Societyis even Constitutional at all  with out suitableParliamentaryAmendments enactedandin place ?   

Ashok Sharma 
New Delhi - India
Dec 22,2016 12:37pm


On 21 December 2016 at 17:49, Girish Raturi <raturigirish@gmail.com> wrote:
The persons who support demonetisation are empty head. Are India achieved every thing like Education, Health, Employments, Infrastructure developments and societal penetration does all the deposits at banks achieved incomplete developments. deposits at banks are liabilities towards nation, The banks already sit on over 10 lac crore stress capital and we are talking about bullet train and all nation will adopt digital payment my god, god will  help this country.   

On 20 December 2016 at 20:59, "truevalue_pandian@yahoo.com" <indiaresists@lists.riseup.net> wrote:
Where is the question of " wait and watch " when we know for sure that demonetisation is the worst kind of chicanery played on the poor and middle class. Demonetisation can NEVER dent the declared objectives
Corruption has increased; black money has turned pink; terror, drugs and Maoists are having field day. There isn't even a semblance of abatement after 42 days. Unscrupulous politicians are taking us for a ride. We all thought Modi is clean, but by his repeated taunts on the opposition that they are corrupt, anti national, etc. he is revealing himself to be intolerant, void of reason and irrationally stubborn. To top it all, he is bluffing us all that all will be well in 50 days. Still we have not seen a 500 or 1000 note in circulation. I am awaiting his next master stroke : " 2000 rupee notes are not legal tender from 12 mid night today." How daring? Regards.

from Holly2 Plus


-------- Original Message --------
Subject: Re: [IAC#RG] we have no option but to 'wait and watch'
From: "m.g.r. rajan"
To: truevalue_pandian@yahoo.com," indiaresists@lists.riseup.net"
CC:


I am not a supporter of the Congress. But this 'six-decades' and 'seven-decades misrule by Congress statement' being made by one and all in the BJP, is becoming a joke. Contexts change with time. The BJP was given a large mandate (my vote too helped) to improve things but how long do we have to 'wait and watch' the experiments done at the cost of the common man. The Honorable PM, said that demonetization should have been done by Indira Gandhi in 1971, and she is said to have refused as per a historian. I don't know if this historian's record is quoted in context. For a moment, if we accept the historian's statement, what happened to the demonetization in 1978, by the Janata Party (the parent body of BJP). Did it help? No it did not? Why? 

Even the so-called 'cleaning up' by the present the demonetization, with  all the computerized banking, will last only for a while, as it is obvious with the huge amounts of new currency being caught. 

I think, and I hope I am wrong -The government is trying hard to show that a significant amount of black money is not being returned, by bringing the Rs. 5000 limit of old currency, rule. 

MGR Rajan


From: indiaresists-request@lists.riseup.net <indiaresists-request@lists.riseup.net> on behalf of Prodipto Roy <prodipto.r@gmail.com>
Sent: Saturday, December 17, 2016 9:16:19 PM
To: truevalue_pandian@yahoo.com; indiaresists@lists.riseup.net
Subject: Re: [IAC#RG] we have no option but to 'wait and watch'
 

're Ravi's 'wait and watch' theme : Ravi must be among the privileged few who are not affected at all by the cash crunch else why would he deny the havoc it has played on everyone else - the rural population, employment guarantee schemes, agri. markets, and prices, on urban wage labour, small shops, parents with school going kids, housewives, patients, the sick and elderly being denied critical treatment and collapsing in bank queues.

As for the six decades theme :  were Nehru, Shastri, Morarji, Rao and Indira themselves corrupt? Did they have the big business friends our present leaders have bankrolling their election to seats of power?

Banks floundering under NPAs have now been recapitalized with our honest money and they will now use their reserves to dish out more bad loans to the same defaulters before the next state elections. Much of which will fill the BJP cadres' pockets in return for new favours being granted. This has been the biggest scam perpetrated on the Indian people since Independence.

Is there a good reason why BJP, at least in the Lok Sabha cannot amend legislation to the three acts that protects the names of NPA holders who are at least partly responsible for our present state? Or the names of the real black income hoarders known to all investing agencies, FIs,  governments here and abroad but kept hidden from Indian citizens??

Ravi ji, kindly answer these questions if you aim at serious discussion, not a repeat of ruling party jumlas.

J. Roy

On 17 Dec 2016 19:31, truevalue_pandian@yahoo.com <indiaresists@lists.riseup.net> wrote:
>
> Again and again " six decades ". Kindly remember : out of these six decades 12.5 years are from B.J.P. States ruled by B.J.P. are no less corrupt. The two previous terms by B.J.P. were not spectacular. They did nothing for the country. They started linking of rivers and left in the middle. For three years they are starting to clean Ganga. They came to power not on their strength, but by the weakness of Congress. It is sheer rhetoric and smoke screen that they are " tackling " corruption through demonetisation. These two are not at all related. All the savings of every common man is squeezed out to the banks, impounded and systematically siphoned off to the 100 business men holding 80% of the country's wealth and NPAs. They lied to the people when they said corrupt Congress men are holding black money out of the country and they will get it back. Now the RBI governor says all ATMs are working normally. How shameful! Their attorney says nobody will die due to lack of money. Can they understand the agony of a father who has money in his account but unable to draw it to feed his children, pay medical bills, buy essentials? Are you for corruption or demonetisation? is their query. What a chicanery! When they were in opposition, they never permitted the parliament to function; when the opposition wants a debate, they are crying foul. They brand Congress as a party rejected by the people while having ministers rejected by their own constituencies. Incidentally , Gujarat did not prosper due to Modi; it was in spite of Modi, his divisive, communal, parochial politics. Regards.
>
> from Holly2 Plus
>
>
> -------- Original Message --------
> Subject: Re: [IAC#RG] Can nation be trusted in hands of Gujaratis ?
> From: Ravichandran Rajamannar
> To: indiaresists@lists.riseup.net
> CC:
>
>
>> Can nation be trusted in hands of Gujaratis?
>>
>> Answer is - Why not when we have trusted corrupt dynasty for 6 decades and illegal immigation and fake notes !!
>>
>> Why not, when we trusted people from UP to dominate in all spheres during those years !!
>>
>> Of course, Modi displays insecurity as he keeps adding more folks from Gujarat at the help of affairs. Not desirable at all when we have 29 states and many of them bigger than Gujarat in terms of population and GDP.
>>
>> Modi is fighting both sides (elements in BJP pariwar and opposition whose only aim is to protect their corrupt turf) and can easily be removed from power / gaddi whenever people want it. Even mighty Indira could not sustain Emergency for 21 months and bowed out.
>>
>> He has put his political stake in demonetization. If he wins/fails, he gets bouquets / brickbats respectively. Senior BJP leaders will be baying for his blood and are waiting for an opportunity to pounce on him.
>>
>> But all steps taken in this exercise seems to be well thought out including cash rationing and people pain. People believe that 2000/ notes will be demonetized soon. He has rationed 500/ notes so it is not hoarded (instead of 2000/)
>>
>> I have talked to people in my network across states (Rural / Urban), whatsapp groups and in ATM queues - 90% have supported demonetization despite hardships.
>>
>> Most of us would agree 99% of politicians are corrupt. They act not as people servant but as their master. Financial corruption is the root cause of all other forms of corruptions.  It should be  actually corrupt politicians vs people but we are divided by language, religion, caste, wealth, color, creed etc. Modi has fired first shot on black money. It has certainly weakened strong & corrupt (mostly politicians, govt babus) during money laundering process. Let us wait for his 30-Dec announcement.
>>
>> Proof of the pudding will be UP election!! Let us see who wins in Modi vs Mahagathbandhan battle.
>>
>> Ravi
>>
>>
>> ________________________________
>> From: Prodipto Roy <prodipto.r@gmail.com>
>> To: indiaresists@lists.riseup.net
>> Sent: Wednesday, December 14, 2016 7:44 PM
>>
>> Subject: Re: [IAC#RG] Can nation be trusted in hands of Gujaratis ?
>>
>> I fail to understand why Modi is credited with the economic rise of Gujarat. It was booming before the BJP itself was created, in the time of Chimanbhai Patel, for instance. In British times Gujaratis moved out of their region and bought up extensive properties in Bombay and in Calcutta, the first Raj capital. In fact, we could go back over 3-4000 years to Harappan times to see how Gujarati businesses together with Chinese traders on the Silk Route and countries of the Near East established cities, ports, carnelian and silk factories (and, later, diamond polishing houses) as important international manufacturing and trading centres in South Asia.
>> Modi's contribution has been to bend legislation and mould  political opinion to favour a certain class of business people with a particular religious affilliation, at the expense of its minority and ethnic tribal population.
>> And under him it has indeed become a police state, home to faked terrorist attacks, fake encounters,  killing of innocent 'suspects' in police custody and a state-supported pogrom against Muslims, else why were his police chief and minister arrested and put into jail after 2002? There has been grievious dispossession of tribal, farming and minority communities and huge environmental degradation by irresponsible industrial houses. The Sabarmati river and Alang are among the most polluted places on earth. Gujarat's future generations will pay the price for these policies.
>> Joya Roy
>> On 14 Dec 2016 18:58, "Rajinder Dalvi" <rajinder.dalvi@gmail.com> wrote:
>>>
>>> Gujarat has always been better developed compared to rest of India. Certain communities of Gujarat / Rajasthan control the traditional money supply, diamond, broking and commodity trading of India and remit their money made in rest of India back to their native place. Discovery of oil / gas near Kallol, Ankleshwar etc and Cambay gave rise to strong petrochemicals industry complexes.
>>>
>>> Boom of Gujarat is also because laws were selectively created and bent by Modi to promote capitalism coinciding with boom in stock markets from 2000 til 2012 . One such discriminatory law is the "Gujarat Prohibition of Transfer of Immovable Property for Protection of Tenants from Eviction from premises in Disturbed Areas Act,1991". This misleadingly named law, ostensibly to protect Muslims, has instead enabled Hindus to buy Muslim properties in Hindu areas cheaply after Modi amended it in 2009.
>>>
>>> Gujarat is a police-cum-mafia state today. Prohibition has enabled liquor and drugs to be made freely available everywhere, home delivered at 2-3 times the MRP. Waves upon waves of socially engineered violence have ensured that ghettoisation of Muslims in Gujarat is a reality which cannot be denied except by the bigoted. links below
>>>
>>> It is disturbing if rabidly communal peopl have assumed the reins of national government and also the armed forces and they are sacrificing the nation at the altar of expediency, corruption and cheap popularity.
>>>
>>> regards
>>>
>>> RP Dalvi
>>>
>>> http://www.frontline.in/ static/html/fl2020/stories/ 20031010003303900.htm
>>>
>>> http://blogs.wsj.com/ indiarealtime/2013/05/06/a- new-twist-on-ahmedabads- segregation/
>>>
>>> http://twocircles.net/ 2009jul17/modi_govt_amend_law_ make_tougher_muslims_buy_ hindu_properties.html#. WFE9G3qPuTs
>>>
>>> On Wed, Dec 14, 2016 at 2:44 PM, Anand Gangoli <anandgangoli22@gmail.com> wrote:
>>>>
>>>> The comments of Mr Dalvi against Gujeratis is an indication of some sort of envy. There is no doubt that Gujerat has developed very fast during the last decade and more. This  development took place in spite of Congress being at the centre for 8 of the last 10 years. No one can deny that Narendra Modi as the chief minister was responsible for the rapid development of Gujerat, with little assistance from the centre. This was achieved largely because of hard work, initiatives (and some calculated risks) taken, and a tight administration which drastically reduced opportunities for corruption.
>>>> I  have found no signs of a fascist state in Gujerat. To make a general statement that Hindu builders do not sell property to Muslims is irresponsible. It is possible that Mr Dalvi is aware of some particular case, and if so, this should be considered an aberration. Basically Gujeratis are businessmen, and will sell an apartment or anything else to anyone who is willing to pay the right price.That is perhaps the secret of their success in commerce. Having said that, the Muslims do need to make efforts to integrate with the rest of our population, and not view the entire world as a  Muslims vs the rest contest. 
>>>> As for Gujerat or (India) being a Fascist state, I can only comment that  had this been true, we would not have been enjoying the freedom of speech (or e mail) as we are enjoying at present!
>>>> Regards
>>>> Anand S Gangoli
>>>>
>>>
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