Tuesday, March 5, 2013

Re: [rti4empowerment] SAVE TAXES INVEST IN TATA AIA MAHALIFE GOLD

Dear Members

The RTI4empowerment does not endorse in any way such schemes.
The group/mailing list is unmoderated, please do not abuse the facility.

Sarbajit

On Tue, Mar 5, 2013 at 8:45 PM, skk <kapoorsatish1945@gmail.com> wrote:

Dear Sir or Madam,rti4empowerment@googlegroups.com

 

SAVE TAXES INVEST IN TATA AIA MAHA LIFE GOLD

 

Ø  Issue age 18 to 55 years, Max age at maturity 90 years for option A, 85 years for option B

Ø  Only 15 years premium paying period  for option A & 12 years for option B.

Ø  Life cover (SA) 10 times annual premium

Ø  Guaranteed annual income 9.5% to 10.4 % for option A and 6% to 6.6% for option B ,  for 20 years in option A from 16th policy year and 18 years in option B from 13th policy year.

Ø  On maturity lumpsum of 134.50% to 138.2% of basic sum assured in option A and 114.50 % to 118.2% of basic sum assured, depending upon age of insured person.

Ø  Death Benefits Higher of Sum assured or 1.05 times total premium paid till date , policy termXAualised permiumX ( 0.5 if entry age below 45, 0.25 if entry age above 45)

Ø  Tax benefits as per tax laws and subject to amendments made from time to time.

OPTION A

 

OPTION B

 

PREMIUM BAND

GAI AS % OF SA

PREMIUM BAND

GAI AS % OF SA

15000 - 19999

9.5%

20000 - 29999

6.00%

20000 - 29999

9.8%

30000 - 49999

6.3%

30000 - 49999

10.1%

>50000

6.6%

>50000

10.4%

 

 

 

TATA AIA MAHA LIFE GOLD

 

Ø  Only 15 years premium paying period for life time coverage.

Ø  Guaranteed annual cash payment of 5% of some assured from the 10 th policy anniversary onwards. Annual cash dividends** from 6th policy anniversary on wards, till maturity or death.

Ø  On death or maturity at the age of 100, entire  sum assured will be paid.

Ø  Tax benefits as per tax laws and subject to amendments made from time to time.

ILLUSTRATION FOR HEALTHY PERSON OF AGE 35 YEARS For Rs 100000/= of sum assured IS GIVEN BELOW:

POLICY YEAR

AGE

PREMIUM

NON GUARANREED RETURNS

GURANTEED RETURN

CASH OUT FLOW

1

35

9495

 

 

9495

2

36

9495

 

 

9495

3

37

9495

 

 

9495

4

38

9495

 

 

9495

5

39

9495

 

 

9495

6

40

9495

 

 

9495

7

41

9495

3100

 

6395

8

42

9495

3100

 

6395

9

43

9495

3100

 

6395

10

44

9495

3100

 

6395

11

45

9495

6200

5000

-1705

12

46

9495

6200

5000

-1705

13

47

9495

6200

5000

-1705

14

48

9495

6200

5000

-1705

15

49

9495

6200

5000

-1705

16

50

 

6200

5000

-11200

17

51

 

6200

5000

-11200

18

52

 

6200

5000

-11200

19

53

 

6200

5000

-11200

20

54

 

6200

5000

-11200

21

55

ONWARDS TILL

AGE OF 100 OR

DEATH

9300

5000

-14300

 

**NOTE ANNUAL CASH DIVIDENDS ARE NOT GUARANTEED

FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR

kapoorsatish@yahoo.com

 

FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR kapoorsatish@yahoo.com

 

 

 

                                                                                                                                                                                                                     

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