Re: [rti4empowerment] HARASSMENT BY BANK FOR SANCTIONING THE LOAN–OPTION BEFORE THE APPLICANT

Mr. Kalia , Upto four lakhs the bank should not demand for any collateral security for the sanction of loan , If some body asking bribe please report to concerned bank vigilance department and you can complain to CBI Also , It is common the corruption in financial institutions is rampant and it is more than other departments , no body is questioning them , you ask NPA Details of that bank , how much of loan given to defaulters 

On Wed, Jan 19, 2011 at 6:27 AM, Sudhir Saha <getsudhir_08@yahoo.co.in> wrote:

Dear Mr. Kalia,

From your writing it is understood that concerned staff of the bank is expecting something from the applicant . It is better first to approach the Branch Manager then Regional Head office of the bank in details . Every thing should be in writing  not verbally . It also should be confirmed  that requisite papers for loan application have already been submitted in full. Hope this may give some soluion .

yours truly , 

Sudhir Saha

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From: nripinder kalia <nnkalia@gmail.com>
To: rti4empowerment@googlegroups.com
Sent: Tue, 18 January, 2011 9:19:42 AM
Subject: Re: [rti4empowerment] HARASSMENT BY BANK FOR SANCTIONING THE LOAN–OPTION BEFORE THE APPLICANT

Dear friend,
Let us file RTI application questioning about the working on such
requests and asking the daily progress report.

Sicerky your's,

N.N.Kalia

On 1/17/11, M.K. Gupta <mkgupta100@yahoo.co.in> wrote:
>
> HARASSMENT BY BANK FOR SANCTIONING THE LOAN–OPTION BEFORE THE APPLICANT
>
> My friend has applied for an education loan of Rs. 4.00 Lakh from Bank of
> India about one month ago.   His son is doing B.Sc. in Hospitality and
> Catering Technology from the Institute of Hotel Management (Recognized)
> Lucknow which is under Ministry of Tourism.  Till date the bank has not
> sanctioned the loan and asking one paper after the other.  He told me that
> there is no rigid formality for the loan up to 4.00 Lakh and it appears that
> the loan sanctioning staff is expecting something before they sanction the
> loan.  The responsibility of repayment of loan will rest on his son after he
> complete the course.  He also told that other students have already taken
> the loan up to that amount from other banks without much hassle and paper
> work.
>
> The last date of payment to Instituted is 24th and in this short duration,
> What is the best option available to the applicant? The issue may not
> directly be linked with RTI discussion but the suggestions by the members
> will definitely help him and others. This is the question of one's career.
>
>
>