Tuesday, March 5, 2013

Re: [rti4empowerment] SAVE TAXES INVEST IN TATA AIA MAHALIFE GOLD

Satish Kapoor,
Is rti4 empowerment @googlegroups.com a promotional platform forTATA AIA MAHA LIFE GOLD?

RTI is done to death.
WEDS


From: skk <kapoorsatish1945@gmail.com>
To: rti4empowerment@googlegroups.com
Sent: Tuesday, 5 March 2013, 20:45
Subject: [rti4empowerment] SAVE TAXES INVEST IN TATA AIA MAHALIFE GOLD

Dear Sir or Madam,rti4empowerment@googlegroups.com
 
SAVE TAXES INVEST IN TATA AIA MAHA LIFE GOLD
 
Ø  Issue age 18 to 55 years, Max age at maturity 90 years for option A, 85 years for option B
Ø  Only 15 years premium paying period  for option A & 12 years for option B.
Ø  Life cover (SA) 10 times annual premium
Ø  Guaranteed annual income 9.5% to 10.4 % for option A and 6% to 6.6% for option B ,  for 20 years in option A from 16th policy year and 18 years in option B from 13th policy year.
Ø  On maturity lumpsum of 134.50% to 138.2% of basic sum assured in option A and 114.50 % to 118.2% of basic sum assured, depending upon age of insured person.
Ø  Death Benefits Higher of Sum assured or 1.05 times total premium paid till date , policy termXAualised permiumX ( 0.5 if entry age below 45, 0.25 if entry age above 45)
Ø  Tax benefits as per tax laws and subject to amendments made from time to time.
OPTION A
 
OPTION B
 
PREMIUM BAND
GAI AS % OF SA
PREMIUM BAND
GAI AS % OF SA
15000 - 19999
9.5%
20000 - 29999
6.00%
20000 - 29999
9.8%
30000 - 49999
6.3%
30000 - 49999
10.1%
>50000
6.6%
>50000
10.4%
 
 
 
TATA AIA MAHA LIFE GOLD
 
Ø  Only 15 years premium paying period for life time coverage.
Ø  Guaranteed annual cash payment of 5% of some assured from the 10 th policy anniversary onwards. Annual cash dividends** from 6th policy anniversary on wards, till maturity or death.
Ø  On death or maturity at the age of 100, entire  sum assured will be paid.
Ø  Tax benefits as per tax laws and subject to amendments made from time to time.
ILLUSTRATION FOR HEALTHY PERSON OF AGE 35 YEARS For Rs 100000/= of sum assured IS GIVEN BELOW:
POLICY YEAR
AGE
PREMIUM
NON GUARANREED RETURNS
GURANTEED RETURN
CASH OUT FLOW
1
35
9495
 
 
9495
2
36
9495
 
 
9495
3
37
9495
 
 
9495
4
38
9495
 
 
9495
5
39
9495
 
 
9495
6
40
9495
 
 
9495
7
41
9495
3100
 
6395
8
42
9495
3100
 
6395
9
43
9495
3100
 
6395
10
44
9495
3100
 
6395
11
45
9495
6200
5000
-1705
12
46
9495
6200
5000
-1705
13
47
9495
6200
5000
-1705
14
48
9495
6200
5000
-1705
15
49
9495
6200
5000
-1705
16
50
 
6200
5000
-11200
17
51
 
6200
5000
-11200
18
52
 
6200
5000
-11200
19
53
 
6200
5000
-11200
20
54
 
6200
5000
-11200
21
55
ONWARDS TILL
AGE OF 100 OR
DEATH
9300
5000
-14300
 
**NOTE ANNUAL CASH DIVIDENDS ARE NOT GUARANTEED
FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR
kapoorsatish@yahoo.com
 
FOR FURTHER DETAILS PL CONTACT PHONE 9289590626 OR kapoorsatish@yahoo.com
 
 
 
                                                                                                                                                             ;                                                         
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